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How can I check if a car is financed?

Enter the registration number above of any vehicle registered in Great Britain and purchase our Gold Check. This will tell you if there is outstanding finance showing or not.

What is outstanding car finance?

It’s where a car was purchased using a motor finance loan which has not yet been fully paid off. Until the outstanding finance has been settled the car is legally owned by the finance provider.

What are the risks when buying a car with outstanding finance?

The finance provider will seek to repossess the car from you and it’s very likely that you will also lose the funds you used to pay for the car.

What car finance information does a Gold Check provide?

A Gold Check report will tell you if the car has outstanding finance or if it’s clear of finance. If there is outstanding finance it will provide details of the agreement type, start and end date and number, as well as the finance provider and finance provider’s contact details.

What should I do if a car has outstanding finance?

Don’t buy the vehicle until the finance has been settled in full. You should not go through with the purchase until a second Gold Check report confirms the vehicle is clear of finance. If there is no prospect of this happening then look for another car.

Why Total Car Check?

Our car finance check comes with a £30,000 data guarantee for Total peace of mind. We are a multi award winning vehicle check provider who has been operating for over 10 years. Our mission is to protect car buyers by providing great value vehicle check reports that are accurate and easy to understand.

So, what are you waiting for? Get your free car check and see what you find...

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What do we check?

50+ checks are performed including:

  • Stolen check (Police & insurance)
  • Written off vehicle check
  • Outstanding Finance check
  • MOT history records
  • All plate changes
View a sample report
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£30,000 Data Guarantee

Our Gold Check comes with a £30,000 data guarantee. So, you're in safe hands.

Get total peace of mind.

We've got you covered, every time you check a vehicle.

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